CEO & Licensed Mortgage Lender · Miami, Florida · NMLS #1467499

Yemani Mason

Ownership without strategy is shelter with a mortgage. The Wealth Engine turns home equity into generational wealth — one family at a time.

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Licensed In Florida
NMLS #1467499
Company NMLS #2085021
Based In Miami, FL
Citigroup Award National Fintech
Published Author Lion Mentality
Mission The 25 Movement
The Problem

Black and Hispanic families were taught that owning a home is the finish line. It is the starting line.

$11
Median liquid savings for Black households in Miami-Dade. Not a typo.
291%
Miami home value appreciation over 15 years. Most families sold before the compounding began.
44%
Of Black and Hispanic household wealth is locked in home equity. Dormant. Untouched. Waiting.
28pts
The homeownership gap between Black and White Americans. Wider today than it was in the 1960s.

The Wealth Engine — 10 steps from dormant equity to eliminated tax bill.

The tools exist. The tax code is written. The loan products are available. The only thing missing was someone to hand you the complete blueprint. That is what the Wealth Engine delivers.

01
Know Your Equity
Home value analysis and HELOC qualification
02
Open a HELOC
Access equity without selling — at 6–8% rate
03
Find the Property
Market analysis, rental comps, acquisition
04
DSCR Loan
Qualifies on rental income — not your W-2
05
Entity Structure
LLC formation and tax election
06
Close the Deal
$1,600 in closing credits for Core clients
07
Depreciation
$9,090+ per year per $250K property
08
Cost Segregation
Accelerate to 5/7/15-yr assets. $80–100K Year 1
09
Adjust W-4
Tax savings in your paycheck now — not in April
10
Reinvest & Repeat
Tax savings fund the next acquisition
Yemani Mason
2.1M
In Real Estate Owned
Yemani Gladstone Mason

Born in Kingston. Raised in Miami. Built to close the gap.

I am the son of an Ethiopian and Eritrean father and a Jamaican-American mother. I grew up in SW Miami-Dade watching families build and sell and wonder what could have been. My grandfather was the most decorated doctor in Jamaica. His estate was sold to developers who built a $5,000,000 apartment building on land his grandchildren should have inherited.

I built The Wealth Engine because my family paid the tuition for the half-blueprint problem. Yours does not have to.

CEO, Secure The Funding — NMLS #2085021
Licensed Mortgage Originator — NMLS #1467499
Citigroup National Fintech Award Winner
Author — Lion Mentality (Amazon)
Founder — The 25 Movement

Two doors. One mission.

For Renters
Wealth Hack
Medical Professional Edition

Black and Hispanic physicians, dentists, and pharmacists in Florida can purchase a home up to $2,000,000 with zero down payment. No PMI. No waiting until you pay off your student loans.

  • Zero down purchase up to $2M at 720 FICO
  • 100% LTV — no private mortgage insurance
  • Eligible: MD, DO, DDS, DMD, PharmD, DVM, CRNA
  • Manual underwrite — student loans treated fairly
  • Gateway into the Wealth Engine 18 months later
DM “DOCTOR” to qualify
25
The 25 Movement

From under 10% to 25% of American wealth. In one generation.

Black and Hispanic families represent 30% of the American population and hold less than 10% of American wealth. That is not an accident. And it is not permanent. The Wealth Engine is the blueprint that closes the gap — starting in Miami, ending everywhere.

Join the Movement Learn About The 25 Movement

The conversation starts with one word.

DM one keyword on Instagram and the right path finds you automatically. No forms. No waitlists. Just a conversation that could change your family's financial trajectory.

LEGACY
You own a home in Florida and you are ready to activate your equity through the Wealth Engine.
DOCTOR
You are a physician, dentist, or pharmacist who is still renting and wants zero down homeownership.
BROTHER
You are a Black or Hispanic MLO ready to grow your brokerage into a lender serving your community.
@yemanimason Instagram — Send a DM with your keyword (305) 433-7194 Direct Line
“A lion alone is a predator. A lion with a pride is a dynasty.”
— Yemani Mason